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| Rates |
Loans | Mortgage | Savings
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AUTO LOANS
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BASE RATE
 AS LOW AS
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2008 - 2007 with less then 20,000 miles (Up to 72 months**)
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3.95% |
Calculator |
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2007 - 2006 with less then 36,000 miles (Up to 72 months**)
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4.95% |
Calculator |
| 2007 - 2001 with 36,001 miles or more (Up to 60 months) |
5.95% |
Calculator |
| 2000 and older with inspection (Up to 36 months) |
7.95% |
Calculator |
| Classics 25 yrs & older with certified appraisal (Up to 72 months**) |
7.95% |
Calculator |
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** 61 - 72 Month Financing Available only on Qualified Loans of $25,000.00 or More
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RECREATIONAL VEHICLES, CAMPERS, MOTOR HOMES, WATERCRAFT & MOTORCYCLES
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2006 - 2008 (Up to 120 months**)
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5.95% |
Calculator |
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2005 & Older with inspection (Up to 84 months**)
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7.95% |
Calculator |
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** 61 - 120 Month Financing Available only on Qualified Loans of $25,000.00 or More
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OTHER LOANS
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| Signature Unsecured |
12.25% |
Calculator |
| Share or Certificate of Deposit Secured |
5.75%
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Calculator |
| Chattel Lien |
6.95% |
Calculator |
| Non Government Backed Student Loans (Up to 1 year) |
8.99% |
Calculator |
| Computer Loans |
9.99% |
Calculator |
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Please call (217) 442-5690 for more Information about our home equity loans.
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 Saving For A Rainy Day?
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| Savings |
Minimum Balance |
Dividend/
Interest Rate |
APY* |
Term |
| Primary Share |
$ 20.00 |
0.60 |
0.60 |
n/a |
| Share Draft (Free checking) |
$0.00 |
n/a |
0.000 |
n/a |
| Kids Club 0 to 18 years of age |
$5.00 |
.60 |
.60 |
n/a |
| Christmas Club Pay out is November 1 |
$0.00 |
.60 |
.60 |
n/a |
| Escrow Savings |
$0.00 |
.60 |
.60 |
n/a |
| Money Market Tier 2 |
$2,500.00 |
1.25 |
1.26 |
n/a |
| Money Market Tier 1 |
$10,000.00 |
1.50 |
1.50 |
n/a |
| Traditional IRA |
$0.00 |
3.250 |
3.29 |
n/a |
| Roth IRA |
$0.00 |
3.250 |
3.29 |
n/a |
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*APY = Annual Percentage Yield
Certificate of Deposits rates and specials are available by calling 217-442-5690
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